For Buyers and Sellers

Mortgage Resources

Oregon First, Realtors® & Washington First Properties


  • The Mortgage Professor
    Advice and calculators from Jeff Guttentag, Professor of Finance Emeritus at the Wharton School. Includes guidance about FHA loans, reverse mortgages, when to rent and when to buy, mistakes to avoid when shopping for a mortgage, foreclosure alternatives, etc.

  • Mortgage Rate Trends
    An exploration of where mortgage rates might be headed from the folks at®, the nation’s largest publisher of mortgage and consumer loan information.

  • What Moves Mortgage Rates?
    A (relatively) simple discussion of what causes mortgage rates to rise and fall, also from®.

  • Credit Score Fallout
    An interesting article from The New York Times about how certain events, like foreclosure or short sale, affect one’s credit score.

  • Loan Fraud
    Protect yourself from predatory lenders — consumer information from HUD, the U.S. Department of Housing and Urban Development.


  • Portland Housing Center
    This great organization offers classes on home ownership and the home buying process, one-on-one counseling, down payment assistance, and a matched savings program.

  • Hacienda CDC: Camino a Casa
    Hacienda Community Development Corporation offers classes for first-time homebuyers, downpayment assistance programs, Spanish language support, etc.

  • Homeownership Opportunities Website Northwest
    A website of the Portland Metropolitan Association of Realtors in partnership with the Fair Housing Council of Oregon and other community-based organizations. Contains a lot of guidance, including a schedule of classes and a searchable database of programs that are out there to help people become homeowners.

  • Down Payment Assistance by County
    This webpage on the Oregon REALTORS® website has many resources that will introduce you to programs that will match your down payment funds. 



  • ORVET Home Loan
    Oregon Department of Veterans’ Affairs home loan program, an additional and distinctively separate benefit from the Federal VA Home Loan Guaranty Program.

  • Federal VA Home Loans
    VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

  • Veterans United Home Loans
    Veterans United has been the nation’s Top VA Purchase Lender for five consecutive years.

  • Oswego Mortgage
    Oswego Mortgage helps Eligible Veterans take advantage of their well-deserved VA Home Loan benefit. This benefit allows Veterans to purchase a home with 100% financing and in most cases zero out of pocket.